Personal Corporate NRI Priority Banking
24 x 7 Banking
About Us
About Axis Bank
Promoters
Share Holding Pattern
Board of Directors
Milestones
Chairman & CEO's Message
Our Mission and Values
Investor Presentation Q1 FY 09
Financials
Policies
Compensation Policy
Policy on Bank Deposits
Banker's Fair Practice Code
Policy on Collection of Local and Outstation Cheques
Policy on Collection of Dues and Repossession of Security
Code of Bank's Commitment to Customers
Anti Money Laundering Measures
Basel II Disclosures
Patriot Act Certificate
Net Banking

Chairman & CEO's Message

P. J. Nayak Chairman & CEOWelcome to the website of Axis Bank. Whether you are a customer or a visitor to this site, let me tell you a little about the Bank and the various services which it offers.

At Axis Bank, it has been our constant endeavour to bring a sharper focus to the requirements of our customers and we strive to leverage cutting-edge technology to provide the highest levels of service to you. We are one of the few banks in India which has built up a fully integrated centralised banking architecture to offer you banking services anywhere, anytime. Our Internet banking initiative also provides convenience and real time transaction services. We recognize the importance of the Internet as an increasingly indispensable medium of communication and commerce. We endeavour, therefore, to bring to you through this website a whole range of banking services. At present our Internet Banking module, iConnect, allows you to view all your accounts with us, including savings, current and depository accounts, for transactions and balance details, and to transfer funds between accounts within the Bank. We provide facilities for bill payments, NRI services, a shopping mall, financial advice and retail loans. Through our Bill Pay service on the net, you can pay your bills online. At the Shopping Mall you can shop online. The NRI Services channel offers remittance facilities and a lot more to Non-Resident Indians.

Notwithstanding the immense benefits that Internet Banking brings, the Bank also has other distribution channels. At the end of June 2008, the Bank increased its reach to 433 cities, towns and villages across the country through 713 Branches & Extension Counters and 2904 ATMs. The Bank offers a complete range of retail and corporate services, including retail loans, corporate and business credit, forex and trade finance services, investment banking, depository services and investment advisory services. Our deposit base currently stands at over Rs. 88,900 crores with over 89 lakh accounts.

The Bank's International Debit Card, which comes with the Savings Bank Account, personalised and carrying a unique insurance cover for every account holder, has received an excellent response from customers, with over 90 lakh debit cards having been issued as at end June 2008. We were the first bank to offer the AT PAR Cheque facility, free of cost, to all our Savings Bank customers in all the places across the country where the Bank is currently present. By virtue of this facility, customers can now use the AT PAR cheque to make cheque payments (upto a ceiling of Rs. 50,000/- per instrument) to any beneficiary at any of these places. We also offer the international Travel Currency Card in eight currencies. The Travel Currency Card is a signature based pre-paid travel card that enables travellers global access to their money, in the local currency of the country they are visiting, in a safe and convenient way.

The Bank launched its Credit Card in Gold and Silver variants in August 2006, and these are presently available in 56 cities across the country. Our latest offering is India's first EMV standard based Platinum Credit Card.

I welcome you to Axis Bank and hope that you enjoy surfing through our website. And if you are not already our customer, I invite you to become one, and to enjoy the Axis Bank experience.

P.J. Nayak
Chairman & CEO